Ideal Online Payment Gateway Services in India Identified For Easier Choice

India is facing a technological revolution with millions of internet users and increasing numbers of online shoppers making the country’s ecommerce one of the world’s largest and significantly expanding industries. There are several major factors that make ecommerce businesses in India flourish and grow at such a remarkable rate.

According to several reports, there are over 220 million online shoppers in India’s more than 462 million internet user population. This accounts for an extensive contribution towards the growth of Indian economy as well. For better user experience it is important for ecommerce websites to have the best and most convenient online payment gateway in India.

How to select the best and most ideally-suited online payment gateway in India:

There are several points that can easily help select the best-suited online payment gateway services in India from the various options that you have, such as:

Security

Online payment is a convenient manner of making payments for internet business transactions. Although online payment affords ease and incomparable convenience in making all types of payments it is also at risk of certain types of fraudulent and illegal activities. Hence, an ideal online payment gateway in India should offer the best standards of data security and safety of online transactions.

EBS (Part of Ingenico group), one of the leading online payment gateway service providers in the country, is renowned for offering customized and safe payment systems for ecommerce websites. The company follows the latest in PCI-DSS (version 3.0) compliance to provide top-class user data storage security apart from utilizing advanced and proven SSL (Secure Sockets Layer) for the best-in-class encryption during authorized user data transfer.

The company is certified ISO 27001-2013 standard for security and process handling which makes it one of the few global-standard online payment gateway services providers in India and abroad.

Customer convenience

The online payment process is considered one of the most vital aspects for positive user experience in any ecommerce website. EBS offers its clients (ecommerce merchants) with a completely customized payment gateway system which is designed to suit the client’s requirement specifically.

Features such as Autopay (allowing customers to quickly change to alternate payment method in case default payment method is not working for any reason), IVRS for visa payment gateway allows online customers to make payments using their credit/debit cards over the phone in an automated secure system.

EBS enjoys the top position as the most reliable and innovative provider of online payment gateway services in India from more than a decade now.

How I Chose The Best Payment Gateway Service in India?

I remember when I initiated my plan to start my own online ventures after having helped many with theirs. It has been more than five years now, and I am happy to announce that my website has become one of the most popular and trending online shopping sites in India today.

I do know that this is all thanks to the excellent design and GUI of my website and more importantly, to the EBS (E-Billing Solutions), the best payment gateway company in India.

Let me give a few pointers that actually helped my online business grow and why I chose EBS from all the other payment gateway companies.

More payment options:

EBS has provided me with the most extensive list of cards that are accepted by it from around the world. It includes cards from more than 100 banks which are processed seamlessly. The payment options provided by the company accept not only credit cards but also debit cards, international cards, multiple currencies as well as digital wallet transactions.

More Safety and Security:

EBS offers the most advanced in fraud detection and prevention, the aptly-named Fraud Expert. This tool uses some of the most ultra-modern fraud detection methods with device fingerprinting and real-time behavioral mapping to prevent fraudulent activities on my business website.(these are available at an additional per transaction cost)

Apart from this, the extensive security package also ensures complete safety of storing and handling of sensitive financial and personal customer information and data.

Linguistic efficiency:

Being in a country such as India, where the language is said to change every 100 km, it was the smart thing to choose EBS as the payment gateway company for my website. The company offers an ever more convenient way for the customer to perform a transaction with comfort, with the payment page being available in major Indian languages.

Customer convenience:

A large range of features offered by EBS in their payment gateway service package are the customer-centric tools. These tools, such as Turbo Checkout, Auto Retry, Auto Pay, etc. ensure that the customer has the best and most convenient payment experience.

These and many more features from EBS helped me to choose them for providing my online payment gateway service finally. Moreover, after more than five years in the industry, I am proud to say that the excellent and efficient online transaction service provided by EBS makes it the best payment gateway company in India.

How to Find The Best Payment Gateway Providers in India?

As the online business industry sees an enormous boom since the past few years in India, the number of online business and internet brands has also increased exponentially. This has also given rise to the search for an efficient and effective payment gateway provider in India.

Although there are hundreds of online payment gateway services available, there are only a handful of the leading ones that are more trusted by online businesses for handling their sensitive and important financial transactions in India.

Here are a few points to keep in mind before choosing the most convenient payment gateway service providers in India.

Security:

This is one of the most important features to look for in a prospective payment gateway service provider. The safety and security of sensitive and vital financial/personal information of users are of paramount importance.

Apart from this, some of the best payment gateway service providers in India, such as EBS (E-Billing Solutions), have advanced features such as ‘real-time behavioral mapping’ and ‘device fingerprinting’ tools, which are most helpful in preventing fraudulent transactions even to take place. As the more accurate manual checking of transaction details is time-consuming and not possible for all the clients, EBS offers the service of their expert financial professionals who are trained to manually analyze every transaction to weed out the fraudulent ones.

Convenience:

An ideal payment gateway service should allow for the most comfortable checkout experience for every customer to the merchant’s online business. The design needs to be responsive and interactive which is compatible and configured for all internet devices.

The advanced features also facilitate faster checkout for regular customers to the website by storing their credit card payment information and their other details already filled in the payment page.

Convenience is also calculated according to the number of credit cards and mode of payments accepted at the payment gateway. An ideal payment gateway for credit card users should cover all payment options (namely all major credit card and cash card brands).

Multilingual:

As India is one of the most linguistically diverse countries, there is always the need for a website to be multilingual as much as possible. Even if the language of the main web page of the online business remains general, the advanced features of a few payment gateway service providers allow for the payment gateway page to be in the language according to the user’s choice/location of access.

These are just a few vital and important points to keep in mind before selecting your trusted payment gateway service providers in India.

How Your Payment Gateway Can Contribute Towards International Business Success

An eCommerce can always reach international destinations more easily that the other businesses. The vast reach of the internet allows the online merchants to sell to any and all international locations with ease, and from a single computer dashboard. An online payment service like EBS not only helps your business to process payments internationally via a number of online payment modes, it also helps your business to reach the customers in more native and customized manner. A leading international payment gateway, for instance, EBS, brings to your online business global reach, best-in-class payment success rates, and a number of other benefits.

International Payment Processing

The EBS payment makes the “how to get payment gateway” process easy and convenient for the online merchants, and they can start collecting payments made through international cards in less than a day. The EBS online payment can process payments made by the customers through all major international cards and card schemes. These include Visa, MasterCard, Amex, Diners, Discover, and others. Both business-class and salaried individuals use these payment methods worldwide for purchasing goods and services online. You can sell to European, North American, South East Asian, and other international customers easily, and in a very secure way, when you hire a world-class payment service like EBS.

International Collaborations

E-Billing Solutions Pvt Ltd (EBS ) is a part of the renowned Ingenico Group, a leading international payment processing company having a presence in more than 125 countries. Ingenico also allies with more than 1000 banks and financial institutions worldwide to offer best-in-class payment processing services. EBS brings the best international eCommerce capabilities to the Indian merchants, being a part of it.

Multi Currency

Only a few payment gateways today can process payments in different and multiple international currencies. For instance, the EBS international payment gateway can process payments made by customers in Dinar, Rial, Australian Dollar, United States Dollar, Singaporean Dollar, Pound, Euro, and other major international currencies. A business can process payments made by its customers in all these international currencies, and achieve much greater revenue at the least of cost.

Customization

Customization of payment gateway and payment pages in the fonts, colors, logos, and schemes of the business website help it to be more popular, well recognized, and credible. Therefore, an online business can reach to the international customers.

Why Credit Card Payment Processing is So Crucial For an Ecommerce Website

ECommerce is expanding at an exponential rate in all corners of the world, and the availability of the credit card online payment gateway is an important factor contributing towards its growth. Customers and online shoppers, living in different countries of the world, shop for a range of high and low-value products at the e-stores, and pay for them conveniently and securely online itself, through their credit cards. Here are some unmatched benefits of credit card payment processing for an eCommerce.

Global Reach

The international payment gateways offer the online merchant a chance to sell to customers located in different international destinations. Major E-payment gateway service providers in India, including EBS, can process online payments made through all kinds of major credit card schemes, including Visa, MasterCard, JCB, Diners Club, Amex, and others. This way, customers from across the world can use their international credit cards, and shop for any kind of product and service online.

Greater Revenues

Credit card payments still form the bulk of online payments. The most secure method of shopping has millions of users. An eCommerce gains greater revenues when it can process payments through all kinds of credit cards.

24/7/365 Selling

A credit card E-payment gateway functions 24/7/365. The shopping channel is open to customers anywhere, anytime. The result is higher sales and better market penetration. The integrated credit card payment gateways have always excelled at generating greater rates and have the best customer generation, conversion, and retention rates.

Customization

The credit card payment services having greater technological features allow the merchants to customize their payment gateway. The eCommerce can reach to regional shoppers in India in their own languages (including Gujarati, Marathi, and others) by having a customized payment page. This provides the customers with localized and hearty shopping experience. Payment gateways can also have all the business specific logos, emblems, fonts and color schemes of the business website so that they seem like an extension of the business website itself. A business carves out its own space on the web through customization.

Fully Automated

Credit card online payment processing is today fully automated. The payments also get transferred to the actual bank account of the merchant at the least of the time. The single dashboard provides for swift operations and has all the control and administration related features that a merchant needs to run its business in an optimized and expeditious way.

Hassle Free

Customers are not required to handle any cash and currency notes when they pay for a product through an online payment gateway. The fast and expeditious online payment process is also quite secure and uses encryption and other technologies to prevent and mitigate any kind of online fraud.

Payment Gateway Best Practices

While at a cursory glance, most payment gateways may seem similar, a more in-depth look and analysis reveal the significant and important differences between them. While all of them are able to process credit card payments, the cheaper payment gateway services, lack a modern technology platform, security features, and other demerits that cause loss of reputation and revenue in due course of time.

The best and leading payment gateway services offer high-value services that have world class security, and can provide for customer and merchant convenience. The optimal mix ensures that your eCommerce enjoys a favorable reputation on the web, and is up and running at any time of the day. When looking for a payment gateway that has best practices to follow, the merchant should look into the following considerations.

Convenience

There are many reasons that prove that a payment gateway is a lot more convenient than its other counterparts. The PSP should provide for daily settlements of payments, and should transfer them directly to the bank account of the merchant. A payment gateway should also have modern features, including the Turbo Checkout and Auto Pay feature (for instance EBS) so that the customers are not required to enter the same personal and financial information repeatedly. Customers should be allowed to set up the subscription payments, at no allied or extra costs. The payment gateway should also seamlessly integrate with all kinds of major shopping carts.

Value

A payment gateway should get a free merchant account when it opts for payment gateway integration. The fees should be charged on a monthly or a yearly basis. The payment gateway should be able to process all kinds of payments and there should be no or minimum allied/extra costs. All charges and costs should be clearly detailed upfront to the merchant, and the whole setup should be transparent. The service should also have a dedicated RM or relationship manager to heed to the requirements of each merchant, and should have a well staffed and well-trained customer service cell that can resolve all disputes and other issues in the least of time, thereby reducing or null the incidences of chargeback.

Security

A payment gateway that complies with the PCI: DSS standards can process all credit card payments securely. It is even better if the payment gateway service has other proprietary software for securing credit card and other online payments.

Support

The payment gateway should offer the merchant and the customer all kinds of accessibility options so that they can access it through web chat, email phone and even physically any time they wish.

Steps of Payment Gateway Integration Into An eCommerce

The eCommerce application payment gateway allows the online merchant to accept payments on the internet. While the payment gateway integration process required some time and some efforts earlier, it is now a breeze. Leading third-party payment services companies provide a featured and secure payment gateway to an online eCommerce within 24 hours.

Here Are The Important Steps of The Payment Integration Process.

Choosing the right payment gateway

The first step of the payment gateway integration process is also the most important part of the payment integration process. You have a number of third-party payment service options available today. A payment gateway should have features like:

● Wide number of payment collection modes including credit/debit cards, net banking, cash cards, digital wallets, EMI collection, mobile payment collection and digital wallets. International merchants should also look for multiple-currency processing payment gateway services.

● PCI:DSS compliance, use of SSL security and the presence of other proprietary software for offering exceptional security for all online transactions.

● Customization benefits, in the form of integration of emblems/logos of the business, and multilingual pages.

● Best set of technological features, including Auto, pay, Smart Routing and Turbo Checkout among others to provide for best payment success rates.

EBS is one payment gateway that offers all these features and benefits to online merchants.

Setting Up the Web Shop

The third party payment gateway can be easily integrated with the eCommerce through the proprietary software. The payment service provider will provide you the necessary information for integration of the payment system.

Addition of payment methods

The merchant can add any number of payment modes to the payment pages. Merchants choose the payment options depending on their customer/business-specific aspects and its reach.

Testing
The merchant can check the payment process initially before going live with online payment collection. This way the security and functioning of the payment gateway are judged and analyzed beforehand. Any problems can be handled easily without involving the customer.

An online merchant should look for a payment gateway integration service and a scompany that offers business and technical support 24/7/365. The best of payments services companies provide each merchant with his/her own RM or Relationship Manager. As an issue can surface at any time, it is rather must for the payments service to have a well-staffed and well-trained customer support cell.

How to Search The Best From The Different Payment Gateway Companies in India

Payment gateway companies in India are the one-stop destination for all kinds of payment solutions. Apart from online payments, the leading companies of the segment also offer offline payments, and fraud and risk prevention services.

An online or offline merchant has a number of options towards bringing in payment processing capability to his/her eCommerce. But as with all other aspects of the business, the selection of the best payment service also requires good amounts of analysis and attention. Here are some ways through which a merchant can choose the best from amongst all payment companies in India.

Checking on Referral Sources

The satisfied clients are the best promoters of business. Any online and offline merchant can tell you the satisfaction he/she achieved through the payment services. Check on both online and offline merchants to have a better insight. A leading payment service provider, for instance, EBS, provides both an online payment gateway and mobile/stationary terminals for processing credit/debit card payments.

Search Engine

Google Search can impress through its quality search results. Type in the right keywords like “best payment service in India” or “leading payment gateway” and you will get the names of best of performers of the segment, in fractions of seconds. Go in deeper and look into the features and security aspects of each of the payment, how well do they comply with the international security norms (like the PCI: DSS compliance), and the kind of support they offer. Also see whether the payment gateway has the international payment processing capability (you may require it sooner than you anticipate), and whether it is mobile-ready or not.

Blogs and Articles

You will find a number of blogs, articles, news, and other informative posts both on the web and print media, relating to the payment gateway and online/offline payment services. Apart from providing you the names of the leaders in the segment, offering credit card online payment services, the blogs and articles also analyze the gateways on the basis of their merits and features.

Word of Mouth
Your friends, acquaintances and the people you know because of their professional backgrounds can also offer you sound information relating to the payment gateways in business. Once you know the names, do further research on print media and the web to screen for the payment gateway that offers you the best of features and security for your online eCommerce.

Events & conferences

Lot of payment gateways will take part in a Startup specific events and would set up their stll to explain their offering and how it will augment the entire payment experience resulting in additional business and reach.

What Makes The EBS payment Gateway The Best Payment Gateway of India

The online eCommerce business segment has seen an exponential growth pattern in India, in the recent past years. This phenomenal growth is contributed towards the rising income levels of the Indian consumers, the introduction of newer communication technologies, and growth of internet users, amongst other reasons. The availability of secure and feature rich payment gateways also positively influences eCommerce in India. The modern payment gateways had made online transactions secure, expeditious and speedy. This is another reason that had made e-retail stores quiet popular in India.

The payment gateway is that online application that allows the online merchants to process and collect payments online. Customers can pay for the products and/or services through online payment modes including debit cards and credit cards, amongst others. EBS is one professional and reputed payment gateway service that has a number of advantages for the online merchants.

100+ Payment Collection Options

The EBS payment gateway provides for processing and collection of payments that are made by customers through a number of online payment modes. These include credit cards (including international cards like Visa and MasterCard), debit cards, net banking (the company allies with more than 50 leading public and private sector banks in India), digital wallets, EMI collection and other payment modes.

Modern Features

The EBS payment gateway has modern features including Turbo Checkout, Smart Routing, and Auto Pay, among others to enhance payment success rates. Some of the product include a EMI on credit card and SMS and Invoice based payment module.

Exceptional Security

The EBS payment gateway is one of the most secure payment gateways in the whole world. The first payment gateway in India to comply with the PCI: DSS standards, the EBS payment services company also offers to online merchants the best fraud and risk prevention services. The features of the EBS risk mitigation services include IP Geolocation Tracking, Device Fingerprinting, Cross Merchant Intelligence, Powerful Rule Set and others, to offer exceptional security for all online transactions.

Customization

An online business website can also have its emblems, colour schemes, fonts and logos well integrated inside the EBS payment gateway pages as well, so that the payment pages look like the extension of the eCommerce portal itself. The EBS payment gateway also helps online merchants to reach to the customers in their own native language (including regional languages and international languages) and have the multilingual payment pages that provide best native and localized shopping experience to the customers.

International Reach

EBS is the part of Ingenico Group, the world’s leading payment processing company. Ingenico has ties with 1000+ financial institutions, and a business presence in more than 125 countries, in all the inhabited continents of the world. EBS can augment its expertise for all online merchant in India to reach almost all leading, developed and developing economies of the world. The EBS payment gateway can process payments that are made by the customers through a range of international currencies, including American/Australian/Singaporean Dollar, amongst other major currencies. The EBS payment gateway also can process payments made by the international customers amongst major credit card schemes and services. These include Visa, MasterCard, Amex, Diners Club International, Discover, and others.

The EBS payment gateway is not just another eCommerce application that can process payments. The wholesome packages and unmatched features of the EBS payment gateway pave the way for exceptional business growth, greater customer retention rates, full security and reputation enhancement, among other benefits. That is why EBS is the best amongst all the payment gateway companies in India.

The Importance of Payment Gateways in E-Commerce in India

Online shopping enables consumers to buy their products from any part of the world. Similarly, merchants can also sell their goods to a consumer who may be located in any country of the globe. The web and internet architecture in a developing country like India has evolved to international standards. The leading payment gateway providing companies offer all the necessary security, usage, and other features in the payment gateways that are up-to-the international standards.
 

Preliminaries of an online transaction process

An online transaction and sale/purchase process in India has below-given players and preliminaries.

• The online customer

• The online merchant

• Banks viz. The client bank and the merchant bank. The bank of the client has the bank account of him/her. It does a validation check towards the customer during the process of online payment. Banks in India (for instance) often use OTP or One Time Password (which is sent to the cell phone of the customer during the transaction process) for validating an online purchase process. The merchant bank holds the bank account of the merchant. This is where the merchant will receive the payment for the goods/services sold to customers.

Payment Gateway 

 

The payment gateway connects to the customers, banks, and the online merchants through web/internet. It ensures that the payment process is reliable, speedy and secure.
 

Importance of Payment Gateway in Indian E-Commerce

payment gateway is a vital part of an online payment process. Indians are not comfortable with owing of money. Hence, any kind of “non-credit” payment option is welcome in India. That is why payments made by customers through credit and debit cards, net banking, cash cards, through digital wallets and other means are growing exponentially. With more than 200 million smartphone users already present in India, the best payment gateways are also a great way to reach consumers who purchase the products through their cell phone. Having a fully-functional and secure payment gateway for your e-commerce is not just an option that you can explore or have thoughts about. It is now a necessity if you want to sustain your company’s growth and expand your business in the modern global online business environment.
 

Bring Everything Necessary to Your Online Consumers
 

A powerful and best payment gateway offers the consumers, a wide and diverse array of payment options. Apart from the usual card payments, it also offers facilities like SMS order alerts, IVRS payments, net banking, auction collection and other modern means of payment collection.
 

Security

RBI makes it mandatory for online merchants and payment gateway providers to follow certain security measures. A payment gateway should be SSL secured and comply with the PCI: DSS standards.Although you might be looking for the cheapest payment gateway in India, you should only trust the reliable payment gateway providers as there are several inefficient ones also that have caused losses worth crores of rupees to online merchants.

How To Choose The Most Affordable or The Cheapest Payment Gateway in India

When a business or a retailer starts to sell online, one of the things; he/she has in his/her mind is to have the most affordable yet comprehensive and secure payment gateway for the e-commerce portal.

The Internet access on smartphones has paved theway for an improved online purchases. Even though COD (Cash On Delivery) remains a major pillar for the proliferation of E-commerce in India, the ease of ordering of products/services online and the methods of making payments using the internet have evolved and expanded multifold. You can not only pay using your Cards (debit/credit) but also avail internet banking, digital wallets or cash cards on the go for purchasing anything, online. While all businesses need a payment gateway that can have the widest possible range of payment options to enable ecommerce, the security & precision of integration of a payment gateway, within a business website is also quite important.

Here are a few tips that will help you select the most efficient payment gateway for your online business.

No Hidden Charges

If you are starting an online venture, you must do thorough research for the products or services a payment gateway provider has to offer and then take a well-informed decision based on the features, which are the most suitable for your business. This way you can choose the most efficient payment gateway for your line of business rather than opting for the cheapest payment gateway in India. You must enquire with your payment gateway service provider about the various costs associated (including the monthly maintenance fee, transaction fee,or setup costs) and then see to it that you are getting the best of services at affordable costs, which are explained to you upfront.

The Payment Methods

The best of payment gateways offer you a wide range of payment collection options. They enable your customers to pay for your products and services through debit cards, credit cards, international cards like Visa and Master Card, cash cards, Net Banking facility through multiple banks, digital wallets like Oxigen and PayPal among others. EBS is one such payment gateway provider that offers an online merchant more than 100 payment options. The affordable payment gateways offer you the most value for the money you spend on the services and offer you great returns through their extensive payment modes. You get more returns owing to various features and services, which makes the best payment gateways, for instance, EBS, even more cost effective.

Value Added Features

Apart from offering you the most comprehensive set of payment options, the best of payment gateway providers like EBS can provide the online merchant with a great range of allied and friendly features. For instance, EBS offers you the “Smart Routing” feature so that all financial transactions are switched in a dynamic manner,for achieving the greatest success rates. The seller’s merchant account is assigned with multiple payment gateways, and the EBS system directs any transaction to the best performing gateway so that rejections can be avoided. Likewise, the “Auto-Retry” feature helps in arresting of abandoned transactions (some transactions get abandoned because of expired cards, wrong passwords, and insufficient balance).

Security

The best of payment gateways are duly certified and compliant with the latest PCI: DSS 3.0 standards. The affordable service providers like EBS use multi layered security while transmitting financial data and have the latest SSL encryption.Hence,customer’s financial data is secured, and both sellers and customers can complete the transactions with the best peace of mind. EBS also has a potent risk management solution which works in the interest of its merchants, allowing them to screen and reject unwanted / fraudulent transactions.

It is important to see whether the payment gateway offers the necessary payment and security features so that your customer feels comfortable paying online. You should spend some time on the internet to research and know about the multiple payment gateways on offer today, and their features to make an informed decision with all the above parameters in mind. EBS is a payment gateway provider that offers you affordable payment gateways with high success rates.

A Review On The Payment Gateways In India

While there are a number of reviews on payment gateways in India, you might be wondering on what made us write one more. The reason behind the same is that the old ones are more irrelevant and they are also an overdose for the first time readers. This article is a dummies guide for the beginners or the first time users of payment gateway for website.

To sell something over internet, a payment gateway is needed as you need to collect money from the buyers. The payment gateway enables your website to accept online payments using credit cards, debit cards, net banking, IVRS, Digital wallets and various other payments options.

What are the Payment gateway options that are available for merchants in India? Sadly, we only have a handful of secure payment gateways in India.

The next question for the first time users is, how do we choose the best from the payment gateways that already exist?

As an answer to this we bring in a list of parameters to consider before choosing one.

Go Live in Shortest Possible time:

EBS can make merchant live within 24 hours, so that he can start accepting money online. With a gamut of few Net banking and Debit cards options merchant can start accepting money online. Settlement starts as soon as he finishes his mandatory KYC and business documentation.

Technical and Transactional Support:
It is imperative to have technical and business support team to address your queries effectively and swiftly. This can be amongst the major deciding factors when deciding for Payment gateway.

Intuitive Features: 
Many effective features such as EMI on credit card, Autopay will add retention and loyalty to the customers. Some features like Turbo check out adds a seamless checkout experience for repeat customer.

Risk Management Solution:
You should check for Fraud proofing tool whilst you choose a payment gateway, this can be single largest factor to choose a payment gateway. This tool can serve as a Seller protect to safeguard against proliferating online frauds.

The User Interface of the Payment page:
The only tangible element of your payment gateway service provider is the user interface. Make sure that the payment page and the sign up page are good and easy to use.

The Set-up fee of payment gateway:A number of providers charge a one-time set-up fee and they also charge a said % on every transaction and this is known as TDR and can range from 2% to 7%. Apart from this they can also charge AMC which are the annual maintenance charges.

Consider your battle half won once you have chosen your payment gateway service provider. While some take 5-7 days to complete the sign up and so on, there is EBS that provides a turnaround time of 24 hours to get online if all the formalities are completed.

If you are a budding entrepreneur planning to get your business online, give the best payment gateway provider a try. 

How To Accept Payments Using Credit Cards On Your Website

Are you thinking about selling goods online? If yes, then you would also be wondering about how to accept payments using credit cards. You can choose a visa payment gateway or more generically, a payment gateway to provide your customers with a swift and secured checkout option.

Before we start about how to accept payments, let us also have a look on why do it.

Accepting payments using your credit card can help you take advantage if two kinds of customers. 

1. Buyers who are impulsive:
These are the kind of buyers who would read about your website and are aggressive to purchase the products from your site. In such cases you need an instant payment method for faster payment processing.

2. International buyers: Any overseas customer would find it easy to pay on your site using a credit card rather than any other payment option like cheque. A payment gateway also takes care of the currency conversion automatically and thus reduces hassle and also improves your sales. 

How to accept payments on your site using credit cards?

There are two common ways to accept payments on your website using credit cards.

1. By signing up directly with individual banks: This is the most suited option if your website has huge payment volumes. The technical work which is involved in integrating it with your website is high and there is very limited standardization across the banks and this can lead to further complexities. 

2. By using a third party payment gateway or aggregator: 

This is one of the most used methods as it provides an option to accept payments using more than 100 payment methods. Buyers can pay using their credit card or even use their bank account. Even the technical process of integrating the payment gateway is much easier. 

Do choose the right third party payment gateway provider who not only provides various features but also has fraud management system in place. You can hence be assured that your site can offer checkout to the buyers without any fear of fraud attacks. 

Choose the secure payment gateway provider and start selling online.