EBS is The Leader of The Best Payment Gateway Companies in India

India has become a truly advanced nation. Its economy is being contributed largely by the rising ecommerce industrial sector in the country. The increasing reach of the internet in India coupled with the availability of the mobile smartphones easily has enabled Indian ecommerce to flourish in the country.

Indian ecommerce: Now and tomorrow

According to reports, there are over 462 million plus internet users in India, which makes for over 13% of the total internet user population. The reports also showed that over 55 million people were active online shoppers in India last year, in 2016. This number of online shoppers is set to increase to over 240 million users by the next 2 years, 2019. This is expected to increase the annual revenue of Indian ecommerce industry from the current $16 billion to over $45 billion by 2021. This shows the high potential that Indian ecommerce industry has for the near future.

Needs of ecommerce industry

The intense rise in popularity of online shopping in India is prompting big and small companies to launch their own ecommerce websites. India witnesses the initiation of hundreds of online shopping websites every month. Every ecommerce website needs the best online payment gateway service for ensuring complete convenience to the user.

EBS, the leader of the most prominent payment gateway companies in India, is recognized for providing extensive online payment gateway services in the country. The company is most trusted for its unique and reliable online payment gateway service packages that are customized to suit the individual client’s needs.

EBS provides the largest range of features which makes it the best online payment gateway company in India. These are some of the aspects that are covered by the innovative features of EBS’ online payment gateway systems:

Safety

Data security is paramount for EBS online payment gateways. The company designs its features around the latest PCI-DSS (version 3.0) regulation framework for high-end security. The user data is stored using the highest standards for secure data storage while the most securely encrypted channels are used to share relevant user information with the authorized verification party and bank.

Efficiency

EBS online payment gateway systems can be easily integrated into any type of ecommerce website for faster functioning. These payment gateways are designed to be optimized for ideal use from desktop PCs, laptops, tablet PCs and mobile smartphones.
 

EBS maintains its reputation as the leading best payment gateway companies in India through its constant innovation and strives to provide the most secure and convenient payment gateway features to its clients.

Enjoy The Best Payment Gateway Services in India Only With EBS

Ecommerce is one of the many advantages of internet. This industrial sector is growing at a remarkable rate all over the world with the ever-expanding penetration of internet. Small and large companies, whether well-established or new, are seeking to make their presence known through extensive online commerce (ecommerce) platforms and websites.

Any expert will tell you the importance that the payment process holds in any type of business. This process becomes even more vital for ecommerce (online shopping). Although the internet provides the ideal way to make deals and purchases, the payment part is efficient and also at risk of illegal activities if unregulated. This results in the ecommerce websites searching for the best payment gateway in India.
 

Leading companies, such as EBS (Part of Ingenico Group) are renowned providers of advanced and the best payment gateway services to all types of ecommerce websites. The company has an extensive team of expert financial and IT professionals who speculate the requirements of the online payment services beforehand and introduce ideal solutions for them. These services are offered to clients (ecommerce merchants) in totally customized service packages which are designed especially for their industry.
 

Features that make EBS the best payment gateway in India

EBS has a large range of features that are designed to overall improve the user (customer) experience on the client’s ecommerce website or online shopping platform. Some of the most efficient aspects of online payment services from EBS are:

Advanced security

EBS adheres to the most advanced data storage compliance (PCI-DSS version 3.0) for safely storing sensitive user information, such as credit/debit card information, billing and shipping details, etc.

Apart from this, the company has in place an efficient network of safe channels regulated with advanced SSL (Secure Sockets Layer) software for safest transfer of vital information with the proper authority. EBS is certified ISO 27001-2013 standard for security and process adherence which are followed while designing and developing each advanced feature by the company.

Incomparable efficiency

EBS designs and provides the best payment gateway service package which aims to give complete efficiency for customers and clients alike. The client can accept online payments from conventional (credit/debit/cash cards, online banking, etc) and alternate (digital wallets, mobile banking, online payment agents, etc) being made by international users in various currencies (USD, AUD, Euro, INR, etc).
 

EBS maintains its leading position as one of the providers of the best payment gateway in India through constant innovation to design features which improve the customer’s online payment experience on ecommerce websites even more.

Ideal Online Payment Gateway Services in India Identified For Easier Choice

India is facing a technological revolution with millions of internet users and increasing numbers of online shoppers making the country’s ecommerce one of the world’s largest and significantly expanding industries. There are several major factors that make ecommerce businesses in India flourish and grow at such a remarkable rate.

According to several reports, there are over 220 million online shoppers in India’s more than 462 million internet user population. This accounts for an extensive contribution towards the growth of Indian economy as well. For better user experience it is important for ecommerce websites to have the best and most convenient online payment gateway in India.

How to select the best and most ideally-suited online payment gateway in India:

There are several points that can easily help select the best-suited online payment gateway services in India from the various options that you have, such as:

Security

Online payment is a convenient manner of making payments for internet business transactions. Although online payment affords ease and incomparable convenience in making all types of payments it is also at risk of certain types of fraudulent and illegal activities. Hence, an ideal online payment gateway in India should offer the best standards of data security and safety of online transactions.

EBS (Part of Ingenico group), one of the leading online payment gateway service providers in the country, is renowned for offering customized and safe payment systems for ecommerce websites. The company follows the latest in PCI-DSS (version 3.0) compliance to provide top-class user data storage security apart from utilizing advanced and proven SSL (Secure Sockets Layer) for the best-in-class encryption during authorized user data transfer.

The company is certified ISO 27001-2013 standard for security and process handling which makes it one of the few global-standard online payment gateway services providers in India and abroad.

Customer convenience

The online payment process is considered one of the most vital aspects for positive user experience in any ecommerce website. EBS offers its clients (ecommerce merchants) with a completely customized payment gateway system which is designed to suit the client’s requirement specifically.

Features such as Autopay (allowing customers to quickly change to alternate payment method in case default payment method is not working for any reason), IVRS for visa payment gateway allows online customers to make payments using their credit/debit cards over the phone in an automated secure system.

EBS enjoys the top position as the most reliable and innovative provider of online payment gateway services in India from more than a decade now.

How I Chose The Best Payment Gateway Service in India?

I remember when I initiated my plan to start my own online ventures after having helped many with theirs. It has been more than five years now, and I am happy to announce that my website has become one of the most popular and trending online shopping sites in India today.

I do know that this is all thanks to the excellent design and GUI of my website and more importantly, to the EBS (E-Billing Solutions), the best payment gateway company in India.

Let me give a few pointers that actually helped my online business grow and why I chose EBS from all the other payment gateway companies.

More payment options:

EBS has provided me with the most extensive list of cards that are accepted by it from around the world. It includes cards from more than 100 banks which are processed seamlessly. The payment options provided by the company accept not only credit cards but also debit cards, international cards, multiple currencies as well as digital wallet transactions.

More Safety and Security:

EBS offers the most advanced in fraud detection and prevention, the aptly-named Fraud Expert. This tool uses some of the most ultra-modern fraud detection methods with device fingerprinting and real-time behavioral mapping to prevent fraudulent activities on my business website.(these are available at an additional per transaction cost)

Apart from this, the extensive security package also ensures complete safety of storing and handling of sensitive financial and personal customer information and data.

Linguistic efficiency:

Being in a country such as India, where the language is said to change every 100 km, it was the smart thing to choose EBS as the payment gateway company for my website. The company offers an ever more convenient way for the customer to perform a transaction with comfort, with the payment page being available in major Indian languages.

Customer convenience:

A large range of features offered by EBS in their payment gateway service package are the customer-centric tools. These tools, such as Turbo Checkout, Auto Retry, Auto Pay, etc. ensure that the customer has the best and most convenient payment experience.

These and many more features from EBS helped me to choose them for providing my online payment gateway service finally. Moreover, after more than five years in the industry, I am proud to say that the excellent and efficient online transaction service provided by EBS makes it the best payment gateway company in India.

Steps of Payment Gateway Integration Into An eCommerce

The eCommerce application payment gateway allows the online merchant to accept payments on the internet. While the payment gateway integration process required some time and some efforts earlier, it is now a breeze. Leading third-party payment services companies provide a featured and secure payment gateway to an online eCommerce within 24 hours.

Here Are The Important Steps of The Payment Integration Process.

Choosing the right payment gateway

The first step of the payment gateway integration process is also the most important part of the payment integration process. You have a number of third-party payment service options available today. A payment gateway should have features like:

● Wide number of payment collection modes including credit/debit cards, net banking, cash cards, digital wallets, EMI collection, mobile payment collection and digital wallets. International merchants should also look for multiple-currency processing payment gateway services.

● PCI:DSS compliance, use of SSL security and the presence of other proprietary software for offering exceptional security for all online transactions.

● Customization benefits, in the form of integration of emblems/logos of the business, and multilingual pages.

● Best set of technological features, including Auto, pay, Smart Routing and Turbo Checkout among others to provide for best payment success rates.

EBS is one payment gateway that offers all these features and benefits to online merchants.

Setting Up the Web Shop

The third party payment gateway can be easily integrated with the eCommerce through the proprietary software. The payment service provider will provide you the necessary information for integration of the payment system.

Addition of payment methods

The merchant can add any number of payment modes to the payment pages. Merchants choose the payment options depending on their customer/business-specific aspects and its reach.

Testing
The merchant can check the payment process initially before going live with online payment collection. This way the security and functioning of the payment gateway are judged and analyzed beforehand. Any problems can be handled easily without involving the customer.

An online merchant should look for a payment gateway integration service and a scompany that offers business and technical support 24/7/365. The best of payments services companies provide each merchant with his/her own RM or Relationship Manager. As an issue can surface at any time, it is rather must for the payments service to have a well-staffed and well-trained customer support cell.

How to Choose The Best From Amongst All Online Payment Gateway Providers

The online payment gateway providers offer the online merchant a modern and professional payment gateway that can process all payments made by customers online. The online merchant should choose a reputed and best payment gateway for its business, as it impacts the performance of the business in multiple ways. A professional, modern payment gateway is secure, provides customization benefits, has reporting and analysis features, and also has new technologies that provide for greater payment collection rates. Apart from these, a leading payment gateway provider service also complies with the international standards for data security and transaction security, and has a reputation and legacy to exhibit and be proud of. Here are some tips for choosing the best online payment service from amongst all of the online payment gateway providers.

Legacy

An online payment gateway provider should have had created good name and fame for itself in the business, through it past years of services. For instance, the EBS payment gateway was founded in the year 2005, and is now a part of Ingenico Group. Ingenico is a leading international payment processing company. It has a presence in 125 countries (on 6 continents), and ties with more than 1000 financial institutions across the globe. EBS has a wide client list comprising some of the best and leading commerce portals in India. The legacy and repute of the payment gateway reflect its dedication towards serving the customers in the best way. The merchant should choose a payment gateway that enjoys a favorable reputation in the market.

PCI: DSS Compliance

The payment gateway that you choose should comply with the PCI: DSS or Payment Card Industry Data Security Standards norms. The standards are the benchmarks of online security, and only few payment gateways in India fully comply with these international norms. The norms have been created to ensure that the online and credit card transactions are safe and secure.

Features

Your payment gateway should provide you all the features so that you have the most customer-friendly Commerce. A payment gateway also provides for greater revenues and sales. The best of online payment gateway providers in India offer you a payment gateway that can collect payments through all online payment modes. For instance, the EBS payment gateway can collect payments through 100+ payment modes including credit card, debit card, EMI, net banking, digital wallets and others. The payment gateway should also have the modern features for enhancing payment success rates. The excellent EBS payment gateway has features including Auto Pay, Smart Routing, and Turbo Checkout, among others, to make shopping more convenient, fast, and seamless for the customers. These features also enhance payment success and customer retention rates.

Payment Gateway Integration Into Mobile Business Applications

The retail e-commerce trade in India is growing at an exponential rate. It stands at around $17.5 billion and has registered a massive 8 fold growth from the year 2012. Retail-e-commerce will have a 1.4 % share of the total retail business in India by the year 2018.  Hence, the implications of a mobile App for business are immense, as there are around 204.1 million smartphone users in India. Your business app can be fully integrated with a payment gateway, so that the smartphone users can buy any of your products or services while on the go as well, through the payment gateways in Android smartphones. The payment gateway integrated mobile Apps bring a whole new segment of customers within the reach of your online business, and the futuristic Apps will surely add to your business revenues and provide you with tremendous growth.

The Workflow of a Payment Gateway in Android, and Other 
Smartphones

A payment gateway can be seamlessly integrated within your mobile App, and the process is simple, fast and efficient.

● The customers use your business application. The business application displays the embedded payment page when the customer is ready to make an in-app purchase.

● The customer then enters the credit/debit card, net banking or other payment mode related information. One thing to be noted here is that only the best of payment gateway providers can provide you more than 100 payment collection options for your e-commerce website or smartphone applications.

● The payment gateway then sends the details of the payments to the respective card issuer bank to validate the credit/debit card details entered by the customer. The best of payment gateway providers offer you SDKs for all smartphone operating systems including Android, iOS, and Windows smartphones.

● The payment gateway in Android confirms the payment information from the issuer bank and sends the response back to the merchant.

● The control always remains with the mobile App with the help of SDKs provided by payment gateway.

As you can see, the whole process is simple and effective and does not require any efforts on the merchant’s part. The payment gateways for Mobile Apps,as offered by the leaders in the segment, are also quite safe, as they comply with PCI: DSS 3.0 norms and have the 128 bit SSL or the Secure Sockets Layer technology, for offering exceptional and full-proof data security.

The Importance of Payment Gateways in E-Commerce in India

Online shopping enables consumers to buy their products from any part of the world. Similarly, merchants can also sell their goods to a consumer who may be located in any country of the globe. The web and internet architecture in a developing country like India has evolved to international standards. The leading payment gateway providing companies offer all the necessary security, usage, and other features in the payment gateways that are up-to-the international standards.
 

Preliminaries of an online transaction process

An online transaction and sale/purchase process in India has below-given players and preliminaries.

• The online customer

• The online merchant

• Banks viz. The client bank and the merchant bank. The bank of the client has the bank account of him/her. It does a validation check towards the customer during the process of online payment. Banks in India (for instance) often use OTP or One Time Password (which is sent to the cell phone of the customer during the transaction process) for validating an online purchase process. The merchant bank holds the bank account of the merchant. This is where the merchant will receive the payment for the goods/services sold to customers.

Payment Gateway 

 

The payment gateway connects to the customers, banks, and the online merchants through web/internet. It ensures that the payment process is reliable, speedy and secure.
 

Importance of Payment Gateway in Indian E-Commerce

payment gateway is a vital part of an online payment process. Indians are not comfortable with owing of money. Hence, any kind of “non-credit” payment option is welcome in India. That is why payments made by customers through credit and debit cards, net banking, cash cards, through digital wallets and other means are growing exponentially. With more than 200 million smartphone users already present in India, the best payment gateways are also a great way to reach consumers who purchase the products through their cell phone. Having a fully-functional and secure payment gateway for your e-commerce is not just an option that you can explore or have thoughts about. It is now a necessity if you want to sustain your company’s growth and expand your business in the modern global online business environment.
 

Bring Everything Necessary to Your Online Consumers
 

A powerful and best payment gateway offers the consumers, a wide and diverse array of payment options. Apart from the usual card payments, it also offers facilities like SMS order alerts, IVRS payments, net banking, auction collection and other modern means of payment collection.
 

Security

RBI makes it mandatory for online merchants and payment gateway providers to follow certain security measures. A payment gateway should be SSL secured and comply with the PCI: DSS standards.Although you might be looking for the cheapest payment gateway in India, you should only trust the reliable payment gateway providers as there are several inefficient ones also that have caused losses worth crores of rupees to online merchants.

Features of Top Payment Gateways in India

While the online web marketplace offers you a plethora of online payment gateway options, only some of them manage to have all the best features that are required for making an online payment collection process successful, secure and customer friendly. Here are some of the features of top payment gateways in India.
 

Boosting Of Payment Success Rates
 

The best and most professional of top payment gateways in India like EBS offer you 100 + payment options for making your payment collection process successful. With the quality and successful payment gateways, you can collect payments through debit and credit cards (including Visa, MasterCard, Discover and others), net banking, cash cards, digital wallets, EMIs and other payment collection modes. The best of payment gateways also have in them unique and sophisticated technological Features like Smart Routing and Auto Pay that provide for time-saving and successful transactions.
 

Fraud and Risk Prevention
 

The reputed payment gateways also provide you with exceptional fraud and risk prevention features and benefits. EBS payment gateway screens and pre-screens all the online transactions through advanced algorithms and other parameters so that you only process legitimate transactions. With features like Device Fingerprinting and Behavioral Mapping among others, you can always have a futuristic and secure payment collection process.
 

Responsive Web Design
 

A top payment gateway in India has adequate responsiveness to fit the screen sizes of the smartphones and tablets on which it is used. Hence, your customers can effortlessly make payments on the go as well
 

Multilingual Page
 

The professional and best eCommerce payment gateway offers you multilingual payment pages so that you can easily collect payments in localized and regional languages. Your business prospers better through the localized effect. The compatibility extends to tablets, laptops and smartphones as well.
 

Turbo Checkout
 

Turbo checkout is a one-tap payment collection process. The most modern and sophisticated of payment gateways like the EBS gateway, have this feature. Your customers do not have to input the same information again and again. The business-friendly feature provides for better customer generation rates.
 

Advanced Analytics
 

The professional payment gateways also provide you with reports and analytics, which can be used for measuring the business performance and for improving it.
 

Stable and Highly Secure Transactions
 

Apart from PCI: DSS compliance and ISO certification, the secure payment gateways use a range of advanced measures and possess the required compliances for having secure networks, accounts, applications and transmission channels.

A Few Criteria To Consider While Choosing An Online Payment Gateway

An online payment gateway not only enables you to collect payments online that are made by your consumers through a number of payment modes, but it also helps your business to grow further. 

Here are some criteria that you should consider while selecting a payment gateway:

The Number of Transactions Your Online Business Processes Per Month
 

If you make less than 15 transactions per month, you can settle for the “free to integrate” payment gateways like Google Check-Out and PayPal, among others. You will not be requiring a merchant account with these payment gateways, and they are also simple and easy to use.  You will be required to pay for the transactions your business makes.
 

If your online e-commerce makes more than 10 or 15 transactions per month, your business website requires a well-integrated payment gateway that can be customized according to your e-commerce portal. Customization will help you to retain more customers and will expand your business reach. The advantage of these professional payment gateway services is that their costs decrease with the number of transactions you make. So, on a whole, the effective costs will be low here. You would also get your own payments page that will enhance your e-commerce’s repute on the internet.
 

As you are making a good number of transactions per month, the chances are high that your clients would be using different online payment modes for paying for your goods and/or services online. The best of payment gateways enable your e-commerce to receive payments through a huge variety of payment modes. You can collect your payments through credit cards, debit cards, cash cards, international cards including MasterCard and Visa, net banking (a professional payment gateway collaborates with multiple banks and financial institutions in India and other parts of the world), digital wallets and others. This would provide for a higher payment success rate and will help your online business grow faster.
 

Auto Billings   
 

If you do auto billings, like receipt of EMI payments, you should use a payment gateway that provides you with your own merchant account also.
 

Reach of Your Online Business
 

If you serve international customers, your payment gateway should offer you multiple currency processing features.
 

Integrations
 

You payment gateway should blend seamlessly with your shopping carts and should provide for the usage of a number of billing plugins and online cart solutions.
 

Credibility
 

Only a PCI: DSS payments gateway can provide you full-proof security for the financial data of your clients and in other areas of importance.
 

Live Support
 

The payment gateway provider should have a fully dedicated cell of customer representatives so that all your issues, disputes, and problems are resolved expeditiously. This helps in the prevention of losses that your business may suffer when a payment gateway suddenly crashes.
 

Only the best payment gateways in India can work well and excel in all relevant areas, are secure and have the necessary features that make them, attractive and useful for the customers, who would like to come back to your e-commerce again and again.